11+ Bank Letter to Request Overdraft Facility with Templates

[Your Name]

[Your Address]

[City, State, ZIP Code]

[Email Address]

[Phone Number]

[Date]

The Manager [Bank Name]

[Bank Branch Address]

[City, State, ZIP Code]

Subject: Request for Overdraft Facility

Dear Sir/Madam,

I trust this letter finds you well. I am writing to request the provision of an overdraft facility for my savings account with your esteemed bank.

Account Details:

• Account Holder’s Name: [Your Full Name]
• Account Number: [Your Account Number]

I have been a valued customer of [Bank Name] for [duration] and have maintained a satisfactory account balance throughout this period. Due to unforeseen circumstances, I am currently facing [briefly explain the financial need or situation].

Considering my history with the bank and my commitment to promptly repay any overdraft granted, I kindly request you to review my account and consider providing an overdraft facility of [requested overdraft amount].

I am willing to discuss the terms and conditions, interest rates, and repayment schedule associated with the overdraft. I understand the importance of responsible financial management and assure you that I will adhere to the agreed-upon terms.

Enclosed documents:

1. Latest Bank Statements
2. Proof of Income (if required)

I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]

[Your Signature – if sending a hard copy]

Date:

To,

Bank Manager ________________________

Bank Name ______________________

Address _______________________

Subject: Letter to Bank Requesting Overdraft Facility

From,

Name _________________________

Address ________________________

Respected _____________________,

My name is ___________________. As you know that I have been maintained a current account with you from since ______________ years. And you can also verify the impressive turnover. Presently we are in need of an overdraft facility of ___________________ only for a period of _____________ year for the purpose of repairing _____________________. 

And, I will submit some term deposit receipt as a security, if you need. 

So, please treat this matter as a urgent immediately.

Thanking You.

Yours Faithfully,

Name ____________________

Signature _______________________

Date:

To,

Bank Manager ________________________

Bank Name ______________________

Address _______________________

Subject: Write a Letter to Bank Manager for Overdraft facility

From,

Name _________________________

Address ________________________

Respected _____________________,

We are one of the customers of the bank with more than _____________ years. We maintain a current account with _____________________ number and date __________________. We are thoroughly satisfied with the service of the bank.

I am requesting you to provide me with an overdraft facility for _______________ lakhs for a period of ____________ months. We would be in a position to repay the necessary amount. And, along with this, I am providing my savings certificate as a security deposit. So, it would be a kind gesture on your part if you could clear the matter at the earliest. 

Thanking You. 

Yours Faithfully,

Name ____________________

Signature ___________________

Date:

To,

Bank Manager ________________________

Bank Name ______________________

Address _______________________

Subject: Request letter to bank for increase overdraft limit

From,

Name _________________________

Address ________________________

Respected __________________,

My name is ________________. I am availing an overdraft limit facility from your bank with the loan limit accounting _____________________. The loan account number is ___________________. 

I would like to state that please increase my deposit amount and as per the discussion with your bank in the last week, I am eligible for a loan amount of ____________________. So, I am writing this letter in order to request you for increasing my loan amount for _________________.

Furthermore, I request you to kindly increase my loan amount. As per requirements, please find all relevant documents attached herewith.

Thanking You.

Name ___________________________

Signature ________________________

Date:

To,

Bank Manager ________________________

Bank Name ______________________

Address _______________________

Subject: Request Letter to bank for decrease overdraft limit

From,

Name _________________________

Address ________________________

Respected ______________________,

I am availing an overdraft limit facility from your bank amounting ____________________. My name is _______________. I am one of the account holders in your bank. I am writing this letter to inform you that I want to reduce my overdraft limit from _________________. The decreasing overdraft limit is _______________. 

So, I request you to kindly increase my loan account. As per requirements, I am hereby enclosing all relevant documents for your reference. 

Thanking You. 

Name __________________

Signature ____________________

[Your Name]

[Your Address]

[City, State, ZIP Code]

[Email Address]

[Phone Number]

[Date]

The Manager [Bank Name]

[Bank Branch Address]

[City, State, ZIP Code]

Subject: Request for Overdraft Facility

Dear Sir/Madam,

I hope this letter finds you well. I am writing to formally request the provision of an overdraft facility for my savings account with [Bank Name].

Account Details:

• Account Holder’s Name: [Your Full Name]
• Account Number: [Your Account Number]

I have been a loyal customer of [Bank Name] for [duration] and have maintained a satisfactory account balance during this time. Unfortunately, I am currently facing [briefly explain the financial need or situation].

Considering my positive account history and commitment to responsible financial management, I kindly request you to review my account for the possibility of granting an overdraft facility of [requested overdraft amount].

I am open to discussing the terms and conditions, including interest rates and a suitable repayment schedule. I assure you of my commitment to promptly repay any overdraft granted.

Enclosed documents:

1. Latest Bank Statements
2. Proof of Income (if required)

I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]

[Your Signature – if sending a hard copy]

[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]

The Manager
[Bank Name]
[Bank Branch Address]
[City, State, ZIP Code]

Subject: Request for Extension of Overdraft Facility

Dear Sir/Madam,

I trust this letter finds you in good health. I am writing to request an extension of the overdraft facility on my savings account with [Bank Name].

Account Details:

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
I have been a customer of [Bank Name] for [duration] and have maintained a satisfactory account balance during this period. Unfortunately, due to [mention the reason for the extension request, such as unexpected expenses or a temporary decrease in income], I find myself in need of an extension to my current overdraft limit.

Considering my positive account history and commitment to responsible financial management, I kindly request you to review my account for the possibility of extending the overdraft limit to [requested overdraft amount].

I am open to discussing any terms and conditions, including interest rates and a suitable repayment schedule, associated with the extended overdraft. I assure you of my commitment to promptly repay any extended amount.

Enclosed documents:

Latest Bank Statements
Proof of Income (if required)
I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]
[Your Signature – if sending a hard copy]

[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]

The Manager
[Bank Name]
[Bank Branch Address]
[City, State, ZIP Code]

Subject: Request for Overdraft Facility

Dear Sir/Madam,

I hope this letter finds you well. I am writing to formally request the provision of an overdraft facility for my savings account with [Bank Name].

Account Details:

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
I have been a loyal customer of [Bank Name] for [duration] and have maintained a satisfactory account balance during this time. Unfortunately, I am currently facing [briefly explain the financial need or situation].

Considering my positive account history and commitment to responsible financial management, I kindly request you to review my account for the possibility of granting an overdraft facility of [requested overdraft amount].

I am open to discussing the terms and conditions, including interest rates and a suitable repayment schedule. I assure you of my commitment to promptly repay any overdraft granted.

Enclosed documents:

Latest Bank Statements
Proof of Income (if required)
I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]
[Your Signature – if sending a hard copy]

[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]

The Manager
[Bank Name]
[Bank Branch Address]
[City, State, ZIP Code]

Subject: Request for Overdraft Facility

Dear [Manager’s Name],

I trust this letter finds you well. I am writing to request the provision of an overdraft facility for my savings account with [Bank Name].

Account Details:

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
I have been a loyal customer of [Bank Name] for [duration] and have maintained a satisfactory account balance during this time. Unfortunately, due to [mention the reason for the overdraft request, such as unexpected expenses or a temporary decrease in income], I find myself in need of additional financial flexibility.

Considering my positive account history and commitment to responsible financial management, I kindly request you to review my account for the possibility of granting an overdraft facility of [requested overdraft amount].

I am open to discussing the terms and conditions, including interest rates and a suitable repayment schedule. I assure you of my commitment to promptly repay any overdraft granted.

Enclosed documents:

Latest Bank Statements
Proof of Income (if required)
I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]
[Your Signature – if sending a hard copy]

[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]

The Branch Manager
[Bank Name]
[Bank Branch Address]
[City, State, ZIP Code]

Subject: Request for Overdraft Facility

Dear Sir/Madam,

I trust this letter finds you well. I am writing to request the provision of an overdraft facility for my savings account with [Bank Name].

Account Details:

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
I have been a loyal customer of [Bank Name] for [duration] and have maintained a satisfactory account balance during this time. Unfortunately, due to [mention the reason for the overdraft request, such as unexpected expenses or a temporary decrease in income], I find myself in need of additional financial flexibility.

Considering my positive account history and commitment to responsible financial management, I kindly request you to review my account for the possibility of granting an overdraft facility of [requested overdraft amount].

I am open to discussing the terms and conditions, including interest rates and a suitable repayment schedule. I assure you of my commitment to promptly repay any overdraft granted.

Enclosed documents:

Latest Bank Statements
Proof of Income (if required)
I am available at your convenience for any further discussions or clarifications. Your prompt attention to this matter is highly appreciated.

Thank you for considering my request. I look forward to a positive response.

Sincerely,

[Your Full Name]
[Your Signature – if sending a hard copy]